Emerging Income Funds include stocks, bonds, money market instruments and corresponding assets. The principal merit of Mutual Fund Investing over any other investment is that it allows small scale investors access to professionally managed, broadened portfolios of equities, bonds and other securities, which would be rather impossible for a small investor to create with a small amount of capital. The other main merit is the amount of return is generally higher and less risky than individual investment.
Mutual funds are one of the most useful tools of investment in financial markets. They generally provide three benefits to their investors. First, they reduce the risk of investing in the stock market by diversification. Second, they offer professional advice by experts in the stock market. Third, by pooling investment funds, they allow small investors to hold a diversified portfolio.