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Get quick cash loans with poor credit score – Know your borrowing alternatives

The biggest challenge for a borrower when he is cash-strapped is to get a loan even after having poor credit score. This is when bad credit quick cash loans can help you as the lending company offers you money when you have no cash. Such loans are usually paid back when you receive your monthly pay check and often they are also known as bad credit loans. As we know that the credit score of a person is the most important document that a lender checks before lending a loan, they mostly need a good score for lending money.

But due to the irresponsible financial behavior displayed by most of the individuals, they rarely have a good credit score let alone a good credit history. The lenders of quick loans UK don’t give much priority on prior lending and prior financial behaviors and this is why they can offer cash to people who even have a poor credit score.

Is it even possible to grab a loan despite having poor credit?

Not having good credit is one of the biggest impediments of obtaining a loan as you will be considered as a high risk customer who may default on making repayments and leave the lender with nothing. Therefore, for getting conventional personal loans, you have to raise your credit score and unless you do so, you won’t fit the standard lending guidelines which the banks usually follow.

On the other hand, if you fall short of funds in the middle of the month and then you realize that you don’t have a good credit score too, you need not fret as fast cash lenders can help you with immediate cash which can be used for meeting your mid-month financial contingencies.

Quick cash loans – How to get one

During some emergency, arranging a few extra hundred pounds can sometimes feel impossible and tough and for the 38% of Brits who don’t have any kinds of emergency savings, this is almost impossible. Fast cash loans are the best options for them when they’re suddenly faced with an emergency like this. The small-amounts, short-term loans address all your cash flow concerns. If you fell ill and you took a month off from work which resulted in a reduced paycheck, paying off the bill can become an indeed big struggle. Fast cash loans can bridge the gap and also improve your current financial situation.

Why should you apply for fast cash loans?

Remember that revolving credit is not available to all as it takes enough resources and time to develop good credit score. For those who don’t have a good credit score, the ability to be approved for a new line of credit depends on whether or not you can secure it with cash deposit. At the same time, if you had the cash to get a loan, would you require financing? Probably not! Whenever you’re someone who lives from one paycheck to another, you can always take resort to fast cash loans or quick loans.

How soon can you get approved for a quick cash loan?

Conventional loans can take almost a month to receive but as long as quick loans are concerned, you can get the proceeds in as less as 24 hours and sometimes the process may even end in 5 minutes. After you submit your application, you receive an instant decision. You don’t need to wait for long and there’s no need of back-and-forth conversations with the lender. You can electronically receive the funds within one working day.

Therefore, if you’re wondering about getting immediate cash, you can definitely take resort to quick cash loans in order to reap its benefits.

 

What Can I Do To Make My Business More Successful?

Business owners who insist on making their organizations as successful as possible should know that there are many systems, strategies, and solutions that can be implemented to engender the desired outcome. Here are three of them:

1. Utilize Maintenance Services.

If you’re serious about making your business more successful in 2017, know that the use of maintenance services can empower you to realize the objective. This is the case for many reasons, including the fact that utilizing maintenance services is a wonderful way to extend the life of your equipment and thereby save money. The consistent use of maintenance services can also improve the aesthetic appeal of your office setting and decrease the likelihood of work-related injuries and accidents. Companies such as Predictive Service are pleased to provide clients with predictive maintenance services that help identify performance gaps with equipment.

2. Implement Online Advertising Strategies.

Another technique you can implement to optimize your business’s level of success is implementing online advertising strategies. These strategies are powerful because they enable you to attract more and more people to your brand in the online realm. There are many digital marketing services that an advertising firm might deploy to make this happen. Some of them include:

• web design and development
• online reputation management
• responsive web design
• search engine optimization
• content marketing

Another digital service that an advertising team might deploy on your behalf is social media optimization (SMO). This service ensures that you can regularly share the value of your brand with other individuals on key channels like Google+, Facebook, Twitter, and LinkedIn.

3. Focus On Health Optimization.

It’s unfortunate that millions of business owners across the globe neglect their health. This reality can have a profoundly negative impact on your ability to get things done quickly and correctly while in the office setting. Note that individuals who maintain a high level of health tend to have more energy and mood stability. Luckily, there are numerous things you can do to get on the road to wellness and thereby enhance your performance in the work setting. Some of them include:

• meditation
• massage
• green juice
• journaling

Start The Business Optimization Process Immediately

There are many ways that you can ensure that your company starts to grow in a dynamic way. Three of them include utilizing maintenance services, implementing online advertising strategies, and focusing on health optimization. Start using these techniques now to keep your organization going and growing in 2017!

Freelancing

It is important to get a rough idea of what makes the best freelancer and the general personality traits they seem to have before deciding to take that career path. This way even if you do not think you possess these specific qualities now, it does not mean you cannot adapt once actually in a freelancing role. That’s why we have put together a list of some attributes for you to look at to help determine whether this is the best route for you.

Self-discipline

It is a common myth that freelancers are able to pick and choose exactly when they want to work because realistically, there will be times when you do not want to work but have to. This is where having self-discipline becomes crucial, as you might not always have someone pushing you to get on with work the same way you would as a permanent employee.

While you should still take up opportunities to enjoy yourself when possible, you must balance this with ensuring you are getting all of your required work done as well. The consequences of becoming too relaxed while freelancing can be severe such as losing clients, damaging your reputation and potentially a loss of money. Having the self-discipline to set a work schedule can help you get into an organised structure which will play a significant part in your success.

Responsibility

As a freelancer, you must take responsibility for all of your actions and decisions that you make in business. This means within all of your success and failures that you experience, you take them as your own and learn from them. You might not have this attribute right from the outset of becoming a freelancer, but over time you develop it through learning and improving your skills.

Showing that you are willing to take on responsibility gives off a professional image to clients and determination can give the impression that you are experienced, even if you are not. This attribute is key, as a huge part of being a freelancer means taking control of your own decisions and therefore being responsible.

Time-management

Without set hours, as permanent employees generally have, it is important to manage your schedule of work through pre-planning as a freelancer. As you are effectively your own boss, you are only one who will be under scrutiny if you do not complete a piece of work in the time that you promised your client. Success as a freelancer can be significantly elevated through positive word of mouth. Therefore proving to clients that you are a reliable person to work with can encourage more work with that same client or their connections in the future.

Although there is a great deal of responsibility that comes with freelancing in terms of running your business ventures, there are ways you can get help with managing your time effectively. An example of this is using a contractor accountant to help you handle your financial administration which can be time consuming. Without this burden on yourself, you can focus on completing your tasks for a client or enjoy some more freedom. Your level of income can then be managed by using a contractor salary calculator so you can assess how much each job you take as a freelancer will impact you financially, organising your profit schedule.

Initiative

Using your initiative links to being responsible in the sense that there is no one in charge of your actions and essentially telling you what to do. A client will expect more to come from you, and to not have to oversee everything you are working on. Initiative is proved by asking your client questions, making suggestions regarding the project and having trust in your own expertise. It is fairly crucial to use your initiative as a freelancer as you do not depend on anyone else to get a task done at exceptional standard except yourself.

Communication skills

Many freelancers, particularly those in the design industry where it is crucial to have input from both parties (freelancer and client), must prioritise communication. Establishing a clear idea of what your requirements are as well as putting forward ideas can help you avoid any errors occurring in the work you are carrying out.

There are various ways in which a freelancer can ensure communication with the client is at its best. Their communication between one another should be kept clear, by avoiding wasteful information being swapped. Agreeing on progress stages is also an important aspect to communicate effectively and helps a freelancer become efficient and improves relationships with clients. By achieving this a freelancer should be able to gain a positive reputation and give your client exactly what they have asked of you.

Flexibility

Being entirely responsible for your future career moves when freelancing means you need to make sure you can get ahead of others that might beat you to your next job. Diversifying your portfolio to make you the most appealing candidate for a job is crucial in a competitive market. That is why a freelancer must be willing to be flexible in their work and ready to learn new things.

This flexibility will also benefit you in being able to take rush jobs, where a client urgently needs your services. Being a freelancer with various skills means you do not need as much training time and can take up these opportunities as they come. To gain this skill of being a flexible freelancer, you have to be willing to move outside of your comfort zone which could be fairly daunting for some. However, this will pay off when you are able to take up a wide array of freelancing jobs that are presented to you.

Freelancing is a very rewarding career path to take, and it gives you a clear sense of independence in your work. Acquiring these traits that we have listed will undoubtedly increase your potential as a candidate that a client would be happy to work with, as well as increase the likelihood of you finding further work.

Suggested further reading

https://www.churchill-knight.co.uk/blog/2016/10/software-versus-accountant-which-is-the-better-option-for-me/

http://www.churchill-knight.co.uk/blog/2016/06/what-is-a-director-s-loan-and-how-do-i-get-one/

Many Thanks to Bart Kot for his invaluable insights

This article has been written by Milosz, the digital strategy consultant at Chilli Fruit Web Design

5 Tips on How to Increase Your Savings Significantly

Saving money is underrated especially for young people out there.  They are too excited with the fact that they are able to earn their own money. Thus, they buy things they like and even those that they do not like. It is crazy how hard it is to earn money yet it is so easy and effortless to lose all of it. Therefore, if you want a good future, to be able to buy a house, a nice car, enrol your kids in good school and be able to afford to go to vacation at least once or twice a year, then it is important to start saving now.

This article will give you some tips on how to increase your savings significantly and be able to enjoy a better future with it.

  1. Spend money on a budget – it is important to become disciplined when it comes to spending money. You cannot just wander around spending money left and right or else you will end up broke. It is advisable to create a budget plan and make sure to follow it strictly. It will give you a clear direction on how to spend your money wisely.
  2. Avoid excessive spending on shopping – it is also best to tone down your shopping habits most especially spending on luxury brands. You can limit a once or twice a year splurge but do not make it a habit because it will drain your savings for sure. It is best to go to the mall with specific items to buy and budget in mind.
  3. Find a good job with good pay – of course, there is no better way to increase your savings than getting a good job that pays well. If you think you are getting less than what you deserve then maybe it is time to find something new. Do not get yourself stuck in a place just because you are comfortable. Sometimes you need to go out of your comfort zone to reach your goals.
  4. Find another source of income – it is also best to find other source of income like a small business or a freelance job that will allow you to earn extra cash. It is good to spend free time doing these things rather than doing nothing or burning cash while drinking with your friends.
  5. Stop your vices – speaking of drinking, another way to help you increase your savings significantly is by cutting down on your vices like drinking, smoking, gambling and other things that waste your money. You will definitely see the difference in a short period of time. This is also good not only for your pocket but for health especially.

It may be difficult in the beginning but you should learn to adjust and impose discipline on yourself. You will be able to get used to it and before you know it, it will be a piece of cake for you. It is important to become cautious in spending money – future goals should always be kept in mind like buying land from a high-end developers like Lendlease and the future of your family.

Service of Process in The UK

In England and Wales, common practice has evolved to make use of a provision to specify that the service of legal documents can be made on a process agent service located in England or Wales. So “process agent” refers to the representative of a contractual party upon whom court proceedings may be served. The appointment of a process agent thereby removes the need on the serving party to serve proceedings outside of England and Wales.

Article 6.11 of the Civil Procedure Rules provides that: ”Where a contract contains a term providing that, in the event of a claim being started with respect to the contract, the said claim form may be issued by a method or at a specified place as stated in the contract; and a claim solely in respect of that contract is started, the claim form may, as subject to paragraph 2, be issued on the defendant by the method or at a specified place as stated in the contract”.

By appointing a trustworthy and accepted process agent means the serving party can be confident that service will be accepted and not by any way contested by the process agent. The following is an example of a clause used to appoint a process agent.

The [Party] will irrevocably appoints the agent [Name of Process Agent and his address] as its process agent who will be in charge of receiving on its behalf service of any proceedings in connection with this agreement in England and Wales.  Such service however shall be deemed completed on delivery to the process agent.  In case the agent regardless of his reasons ceases to act as an agent or the agent no longer resident or has an address within England and Wales, the [Party] shall immediately appoint a new process agent and notify the other parties the name and address of the new process agent in England or Wales.

In England and Wales, civil procedure rules are very strict regarding the service of proceedings. If a company is not located in the UK, the service of process can be even more difficult to follow. This is why it is important when trading internationally for a company to hire a process agent for the peace of mind of all concerned.

In the event that services of proceedings are served on the process agent, they will need to forward the documents on to the principal of the company concerned in accordance with their instructions. It should be noted that within a time specified by the Courts, the principal is obliged to respond to the service of proceedings. It is however also important, that the process agent is kept updated by a company official and that he also updates the company with his relevant contact details at all times.

Debt Settlement Options

I am sure that nobody likes the idea of living his life on credit. After all, our debt is something we owe to other people, and we will need money to pay it off at some point, sooner or later. Due to difficult financial circumstances in many parts of the world these days, people find it more and more difficult to pay their debts. People usually have a few credit card debts at the same time and this is the sort of reality many of us are facing.

If you are not able to pay one credit card debt, you might soon start having problems with paying other debts as well. This is the sign that you need debt relief in the form of debt settlement. Negotiating with your lenders to lower your debt might not be easy if you decide to go for it alone. Apart from that, do you know the terms debt management and debt settlement? There is a big difference between debt management and debt settlement and it is really a good idea to make yourself familiar with both of them at the same time so that you know what you are dealing with. You will want to ask for debt settlement services if you are already in a very serious financial condition. This means that you have big problems paying your debts, and the only thing that you can do is to ask for lowering your debts. If you have old debts, or if you are already a lot behind in paying your debts, then you might qualify for debt settlement.

I have always liked the idea of debt settlement. Debt settlement is a fast and reliable method of getting out of debt in as little as 18 to 36 months. I know that some people think that debt relief takes many years to accomplish, but this is not true.

If you have an unsecured credit card debt, you are a perfect candidate for debt settlement. Without debt settlement, it would take you probably 30 years to pay your debt off and you would have to spend a lot of money on paying your lenders their interest rates.

With this being said, it is better not to try to settle your debts on your own. The company that can help you with your debt settlement is a company that I came across recently, but had a chance to read a lot about. This company consists of professionals who deal with debt settlement issues on everyday basis and they absolutely know what they are doing. They know how to ask for debt reduction, because they have done it hundreds or even thousands of times before. They will do for you things that were impossible for you before and thanks to them you will be able to stand back on your feet again. They are a trusted company that aims at helping you as much as possible. Once you put your fate in their hands, you can be sure that they will do everything to recover you from your difficult financial situation.

5 Ways to Prepare Your Startup For the Modern Age

4The modern business world offers unprecedented opportunities enterprising people to make it big. On the other hand, the global economic climate is so competitive, that organisations need to constantly be one step ahead of the game in order to succeed. This is never truer than for startup businesses. There is no shortage of bright minds with amazing ideas but 90% of them will fail in the first year. The ones who plan well and prepare themselves for the rigours of the marketplace will be the concepts that become reality. So what are some ways that a startup can get itself primed to compete, survive and thrive?

Be Smart About Your Space

Every startup likes to think that they are Google or Apple and set themselves up in a hip, upmarket environment in order to create the kind of atmosphere that promoted the culture they want to develop. Unfortunately, that inner-city converted warehouse comes with a price tag that can cripple a fledgeling business. You are far better off being patient and saving your cash for product development and seek alternative office arrangements. Virtual offices, for example, can be the perfect solution. Follow this website link to find out more information about how you can present a professional face at an affordable cost.

Microfunding

One of the biggest frustrations that I hear from startups is that they are so busy chasing funding that they don’t have time to attend to product development, sales and marketing. Fortunately, recent times have seen the emergence of numerous microfunding websites that harness the power to match investors big and small with concepts like yours.

Know Your Users

The world is changing at a staggering rate and consumers are evolving with it just as fast. One of the best assets you can have is a firm finger on the pulse of your target market’s wants and needs. For tech startups, in particular, your digital presence is extremely critical to how you are perceived and the way in which users interact with your brand. However, market research can be incredibly expensive and way out of the range of most businesses in early growth mode. The good news is that help is at hand. There are numerous technologies that specialise in customer satisfaction measurement, that can assist you to get valuable feedback from your users without the huge cost.

The Right Stuff

We all want to surround ourselves with people we like, so involving friends and family in your startup venture can be a natural reflex. Unfortunately, doing so can not only hurt your business but damage those relationships if things do not pan out as hoped. Sure, if the person in question is appropriately qualified and motivated, go for it! On the other hand, if you’re thinking of giving your deadbeat pal Jimmy a token job as the warehouse manager, you could be making a mistake. Surround yourself with people that are as passionate and hard-working as you are and you will be far better off.

Find a Mentor

The average age for a startup founder is around 40 years. While this is an age where people have some experience, all of us can benefit from learning from those who have been around longer than us and achieved success. Most successful business people are more than happy to mentor someone in whom they see a spark and can establish a strong connection and rapport.

When added to a healthy dose of inspiration and a mountain of hard work, these tips should help you chart your path to success.

 

 

3 tax efficient ways to save

With interest rates at record lows and appetite for risk diminished, it makes sense to seek out tax efficient homes for your hard-earned cash. Why share returns with the tax man if you don’t have to?

The premise that cash is king has lost much of its credence over the past 5 to 10 years because returns on bank savings have generally been under 1%. This is below inflation so the buying power of your money actually diminishes over time. Even the best known banks are no longer as financially solid as they used to be, so the small interest rate is little reward for placing money with a bank who may need a Government bailout.

Premium Bonds

This is why premium bonds have increased in popularity so much during this period. Your capital is safe as you’re essentially lending money to the UK Government. Each month you’re then entered into a prize draw to win one of millions of prizes ranging from £25 to £1million. The chances of winning (number and size of prizes available each month) is based on underlying interest rates. So right now, average prizes over a year would equate to around 1%. Not great, but you have the comfort that your capital is safe and there’s the chance of higher wins. Plus any returns are free from tax, unlike your bank savings.

ISA

Many people get confused with Individual Savings Accounts (ISA). Essentially, an ISA is simply a tax efficient wrapper for certain investments.  The two main types of investments which are bought within an ISA are cash savings and equity funds. So cash savings with a bank ISA would still offer very low returns but those returns aren’t taxed at least. For those with more risk appetite, equity ISAs offer the chance for increased returns. These investments are linked to the fund of your choice and returns based on the performance of the underlying shares. It makes sense, that if you’re interested in buying into a European equity fund for example, that you do this within an ISA rather than on a standalone basis. Then all dividends and increases in value are free from tax. Obviously, there’s also the risk that the value diminishes, especially as we’re in such unstable economic times. The main restriction of an ISA is the annual limit which currently stands at £20,000. Anything you wish to save above this amount, needs to be invested outside of your ISA

Tax free gold

The asset class growing in popularity the most is tax free gold. Certainly, those who are concerned about the effects of Brexit or how the US election result may affect their family’s wealth, are turning to gold as the world’s safe haven asset. Gold tends to act as a hedge in times of uncertainty, with its value generally rising while other assets fall.

The real bonus comes if you know which type of gold to buy as it can be completely tax free. All investment grade gold is VAT-exempt. This needs to be 22 carats or higher, in the form of a bar or coin. Even better, certain coins qualify as legal tender in the UK, so are free from Capital Gains Tax (CGT) too. This way your gold can grow in value and no profits will be taxed at all. Like an ISA, it acts as a tax free store of wealth, but there’s no annual limit.

If you want to buy gold but are unsure which types to buy or how, then seeking the guidance of a reputable gold dealer will help you obtain the best gold at the lowest prices.

Whichever combination of investments you choose, ensuring you select tax efficient options first will at least mean you maximise your returns.

Tips on How to Successful Adjust Living in Australia

Living in the land down under is a dream come true for many people. The country is so beautiful and rich that most people from different parts of the world want to try and settle down with their family here. However, living in Australia may take some adjustments. It is no secret that the cost of living in the land down under can be a bit high compared to other countries. But what others may not know is that it is the least of concern when living in Australia. Why? Because even though the cost of living is high, the salary is also high that it is easy to adjust in this field. What people who want to live in Australia should know is how to adjust in the Australian lifestyle. There are some traditions, culture and customs that they follow that may come off as a shock to some foreigners. But it’s just a matter of getting used to so that’s what we are going to discuss in this article.

Australians hate being late

Australians can be considered as laid back but being late is very uncool for them. So if you are meeting with Australian people for the first time, make sure that you will arrive on time. Arriving way early can also come as show-off and annoying to them. So just arrive on time.

Do not sit in the back of a taxi when travelling solo

They think it is very rude to sit in the back of a taxi when you’re alone. This has something to do with Aussies’ “mateship” as they consider everyone with equality. Thus, why not sit beside the guy who is doing you a favor and driving you to your destination. Australians are one of the friendliest people in the world so chatting up with the cab driver is very common.

Office hierarchies is never an issue

Again, this has something to do with Australians treating everyone fair and square. Most offices in the country do not treat someone with more respect because he’s been in the office longer or because he has higher position. They treat everyone the same. So you should learn to give everyone with the same level of respect and engagement.

Office romances are OK

This can freak out some foreigners particularly Americans who are very strict about office romance. But in the land down under, office romances are OK for as long as they act professional in the office especially during work hours. Do not be surprised to know that your officemate is dating an officemate from another department or even the same department.

Australians get 20 days of annual leave per year

For a laid-back country like Australia, some foreigners think 20 days of annual leave per year can be quite shocking. Why? The Brits who can be considered as more uptight get 25 days of annual leave. But it is what is is. You get 20 days of annual leave when working in Australia.

Living in Australia is fun though you may need to consider some adjustment periods for you to be able to fully grasp Australian lifestyle. But if you wish to try to settle down with your family here then go ahead. There are fixed home loans in Australia that can help you start and build a home for your family here.

What Steps To Take To Survive Unemployment

Unemployment is terrifying territory no one wants to find themselves facing. Losing your job is devastating even when you despise getting up and going to work each day. Your income is suddenly gone, but you still have expenses to pay. If you’re one of the few people who make it a goal to have emergency savings set aside, you’re all right for another six months or so. If you’re part of the majority, you don’t have that kind of money saved. Now you’re facing financial downfall, and you don’t know what to do. Unemployment is less than ideal, but it’s something you can survive. You need only know how to survive.

Don’t Hide It

The first thing to do when you lose your job is tell people. This works two ways for your benefit. The first is you should tell your friends you can no longer afford to go out with them, to vacation with them, or even to join them for a weekend golf game. When you make excuses and tell them you’re sick this weekend, busy the next, and unavailable for another reason the following weekend, they’ll begin to think you simply don’t care for them anymore. You don’t want to lose your friends on top of losing your job, do you?

Be honest. Tell your friends you’re unemployed and money is tight. This means they’ll understand when you decline to join them for things. It also means they’ll know you’re unemployed and looking for work. What if one of them has a position similar to your last one at their company? What if someone knows someone looking for someone just like you? You don’t know until you tell your friends and family you’re unemployed, but you might be surprised just how well it works out in your favor.

Keep Your Real Opinion to Yourself

You’re mad. You probably have a right to be angry when you lose your job, but you must keep your negative feelings to yourself. Tell your spouse or your mom how much you detest your former employer, but keep your opinions about the company or your boss or former coworkers to yourself. You don’t want them to hear you are bad-mouthing them and not recommend you for jobs. You don’t want potential new employers to hear how badly you bashed your former company and not want to work with you. Maintain class and dignity in all situations.

Update Your Resume

Now is the time to reformat your resume. Add your recent accomplishments, have a friend review it, and change it as needed. You’ll be using it more than ever in the coming weeks, so now is a great time to make sure it’s better than ever. A great way to make it more interesting is simply to reformat the entire thing. You can easily do that without must stress, and you have no idea how helpful it might be when you submit it for future employment.

Don’t Take No Personally

For every yes you hear, you’re going to hear a dozen companies tell you no. You don’t always get what you want, but you do have to keep trying. The best way to face unemployment is by learning not to take no personally. It’s not you, it’s them. They don’t have the money to hire you. They don’t have a position. They would love to hire you, but they are tied up and simply cannot. You are worthy. You are good at what you do, and someone is going to be able to utilize your expertise before much longer.

Live Frugally

It’s time to make some necessary lifestyle changes. It’s time to stop eating out so much. It’s time to buy cheaper coffee, off-brands, and to lower your expenses. Do you need cable, or can you get by with Netflix? Do you have to have a home phone and a cell phone, or can you cancel that home phone? Does your credit card company want to offer you a lower rate on your cards? Does your insurance company have any lower rates they want to provide? You don’t know until you call, ask them for their help, and sometimes suggest you will walk away from their services if they can’t help. It doesn’t always work, but it never hurts to find out.

Make Money

Is there something you can do that brings in any money while you look for a good job? Even if you have to flip burgers, some money is better than no money. Start an online business. Sell things you no longer need. Downsize your home to a smaller one, and take your profit to pay off debts. Can you apply for a title loan so you can make ends meet for a few weeks until you’re back on your feet? Can you cash out a portion of your 401k) to help with living expenses? Now is the time to figure out what you can do to earn money. Don’t forget about unemployment, either. Check to see if you’re eligible for it, and see if you can begin collecting.

Surviving unemployment sounds terrifying, but people do it all the time. You have what it takes, but you have to have the confidence to go for it and make it happen. There are options for you while you’re looking for new employment, but you must know where to look. Knowing what to do, remaining calm, and looking for help allows you to make the most of your situation so you can get back on your feet.