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What do Occupational Therapists do?

If you’re looking at occupational therapy jobs, or considering training as an Occupational Therapist, it can give some useful clarity to have a look at a breakdown of exactly what an occupational therapist can do. The job is a complex one, covering a lot of different disciplines, working patients for a lot of backgrounds, so having a look at the broad spread can help you decide to focus on what will be most rewarding to you.

Independence

The main priority for Occupational Therapists is to give the patients they work with as much independence as possible. This means that OTs need to be creative problem solvers: working with a patient to find solutions that work for them, rather than blindly applying procedure.

With that in mind, it’s worth thinking about the people you find it most rewarding to build a rapport with, whether that’s children, the elderly, long term hospital patients or people managing at home. Consider your own experience, whether in your training or in your family background. While you should of course be ready to help anyone, finding a rewarding job means making an effort to connect personally to what you’re doing.

Techniques and Devices

One of the main ways an OT can help someone is by talking with them to find the points in their life that have been difficult by their condition – whether that condition is temporary and will improve with rehabilitation or is progressive, with management but no cure possible.

After identifying the problem areas, an OT can either recommend new techniques that will allow the patient to complete the task in a new way, within their capabilities, or help to select and fit devices in their home that will help them live without the need for help.

As an example, someone with difficulties lifting could learn new techniques where they break down the amount they have to lift into smaller quantities and complete household tasks over time – making, for example, carrying shopping into the house more achievable for them.

On the other hand, an OT may have bars fitted in the patient’s bathroom to give them extra support as they lift themselves in and out of the bath and shower, giving them more independence in a vital and personal part of their lives.

While in practice a mix of the two techniques are used, focusing on one of the other can help to give you a focus in how you specialise and who you help.

Make Your LinkedIn Profile Work For You

One of the most valuable tools you have as a professional is your Linkedin Network. Whether you’re looking for new job opportunities, or simply maintaining your professional contacts and trying to build a reputation in your field, LinkedIn is a network that is geared around your needs as a professional, rather than Facebook’s events and organising or Twitter’s microblogging.

There are two different ways to manage your LinkedIn presence, depending on whether you are looking for a new job, or happy in your current role but trying build a network and reputation. We’ll take a brief look at both today.

Recruiter Friendly

If you’re trying to find your next job, you need to stack your LinkedIn profile in your favour. Think strategically and use adverts for the sorts of jobs you want to identify key words that you want recruiters to find in your profile. Pick a shortlist of three, for example ‘senior accountant’, ‘AAT Qualified’ and ‘Profit Analysis’. This will ensure you appear high on the results for any Executive Recruitment Firm looking for highly qualified Accounting Executives specialising in sustainable expansion.

You should also make sure you have an attention-grabbing tagline, as it’s the first thing a recruiter will see on your profile. Make sure it’s punchy, and uses at least one of your key terms: this will reassure a searcher that they’ve found the right person.

Building a Network

If you’re not using your LinkedIn profile to look for jobs, it can be a potent tool to build your professional network and create a reputation for yourself in your field.

Reach out and connect with existing colleagues and professional friends to start your network, and then build outwards from there. Be enthusiastic but discriminating: choose relevant mutual friends who it would be useful to connect.

When you have a strong web of people who you’re professionally connected with, you can use LinkedIn’s blogging and publishing functions to start becoming more of a presence. Try to publish short articles regularly, so reading them becomes part of the rhythm of people’s week. Sharing insights in your field, and commenting on other people’s articles means you will start to be recognised as a trusted voice in your field, building your reputation.

If the day comes when you too are searching for your next job, this time spent building your reputation among your professional peers will pay off.

Everyday Cash Flow Solutions

While a new house and car are considered the biggest investments you’ll make in life, they’re not necessarily the biggest reasons behind your money problems. In a world of instant gratification, it’s the little things that can send us spiralling into debt without us even realizing it. As the smartphone has made it even easier to waste our money with just the swipe of a finger, it’s more important now than ever before to focus your time and effort on keeping your cash safe. Keep reading to find out simple tricks that can have a big impact on your finances.

  • Avoid Starbucks — Or Dunkin Donuts or McCafe or wherever else you get your coffee to go. That $5 latte you get before work every morning really adds up over the months, costing you as much as $1,825 a year if you buy it every day. Start bringing coffee from home to work or take advantage of the free beverages offered in your office.
  • Quit the Gym — Every year, Americans are spending a collective $21.8 billion dollars on gyms and health clubs. Unfortunately, according to a survey published by Statistic Brain, only about 67% of those with memberships actually use them. Each month costs the average American $53, which is over $600 a year that you could be spending more wisely. If you can’t remember the last time you worked out, it’s time to cut your losses. You won’t have a body like Gisele Bundchen or Cristiano Ronaldo, but you will have extra money in your pocket.
  • Use AirBnB — If you own your house or condo, renting out a room through AirBnB can help supplement your income without a lot of effort on your part. You can put individual rooms or whole floors of your home on the app, picking and choosing those travellers you want to invite into your space. AirBnB makes it mandatory for all users to register and create a profile where other users can leave reviews, so you’re never left wondering about the type of person staying with you.
  • Embrace your inner couponer — Using coupons isn’t just for your grandma anymore. The life of the couponer has gone digital, making it easier to stay on top of the latest deals on groceries, clothing, housewares, and more at all your favorite stores. You can use apps like The Coupon App, Cellfire, and Saving Star to find some extra savings on purchases you have to make.
  • Get help from the right source — When too many bills and repairs come your way, your previously secure budget can flounder. If you don’t have enough savings squirreled away to cover these surprise expenses, small dollar loans from lenders like MoneyKey can help you take care of your newfound responsibilities. Their short-term loans are a simple, quick, and convenient way to supplement your paycheck for non-recurring purchases. All you have to do to visit MoneyKey to learn more about what you need to apply.
  • Read up on finances — Knowledge is power. Taking the time to read up on personal finances can help you make frugal decisions about your savings and investments. Avoid buying these books by going to your local library and taking out the titles you need. Your librarian is also a great resource if you aren’t sure where to start.
  • Sleep on purchases — For some people, the Secret of Mana reboot or brand new Yeezys is akin to a siren’s call. It can seem like the temptation is too great to resist, especially when you can snag your spoils with a few swipes on your smartphone. Our suggestion is to give everything at least 48 hours. Chances are once you’ve slept on it and considered the true cost of these items, you’ll be less inclined to buy them.
  • Try DIY — A lot of the things we buy have a cheaper, down-home alternative as long as you’re willing to make them yourself. Take, for example, makeup and beauty treatments. An eye shadow here and a lip stain there can add up. Luckily there are a variety of cheap DIY solutions available online, letting you pamper yourself without breaking the bank.

Though simple, these little tweaks to your everyday habits can have a powerful impact on the health of your finances. Try out these suggestions, and brainstorm a few on your own. You’ll be saving money before you know it.

The Biggest Changes to Business Laws in 2017

Now that 2017 is drawing to a close it’s a good time to review the changes to business law the UK has dealt with in the past year and look ahead to the future so we’re ready for the year to come.

Gender Pay Gap Reporting

It’s been much in the headlines this year, not least at the BBC, where its own news team found itself reporting that men working at the Corporation earned on average 9% more than their female colleagues.

Legislation is finally catching up with the times and businesses are now required to report to a government body on their pay processes. If you have more than 250 employees you should now be gathering the following information to publish both on your website and a central government page:

  • Average gender pay gap (both mean and median)
  • Gender bonus gap (to ensure pay is not safely uniform, but discretionary bonus schemes still rife with bias)
  • Proportion of men and women receiving bonuses
  • Proportion of men and women at each quartile of your business’ pay scale.

Pay is obviously a nuanced issue – relying not just on performance but also negotiating style and value to the business. That said, it may be wise to take steps to ensure your remunerations are equal between the genders, possibly taking steps to remove the influence of more aggressive negotiators, who tend to be male, as statistics revealing a bias could have some negative consequences, not merely in the law but in terms of damaging publicity as well.

Data Protection

One of the biggest incoming changes we can look forward to in 2018 is to Data Protection legislation. EU directives likely to be incorporated into UK law as part of the Brexit process are calling for much more stringent record keeping over when a person has opted to share their data.

The new directive is focussed on consent: all users have to clearly consent to having their data kept and shared. It cannot be inferred by their failing to untick a preticked box. They will have to give active consent, which as a business you must record to ensure you can produce proof when challenge.

You will also need to have more stringent deletion protocols in place: when someone withdraws their consent to have their kept, or receive emails for example, their data must be permanently deleted, not merely removed from a mailing list.

Compliance here is vital, so it may be worth hiring an Interim IT specialist to set up the systems that will ensure you can continue to work unimpeded.

Why do you need a health insurance?

Your health is one of the most important things in your life that you should take care of. A lot of people take their health for granted. This is a very common thing. This is also why a lot of people who have not lived a healthy and active life, often suffer the consequences of it in their late 30s and 40s. Your health should always be our first priority because if you are healthy and active, only then you can truly enjoy the many joys of this life. Having any type of insurance will make you worry free about how you will cover the expenses.  With the right type of insurance you will get to keep your lifestyle the way you want it to be and you can also be safe in the face that you are covered by your insurance in case if something terrible happens. The same concept goes for health insurance as well.

When we speak of health, we should also speak of health insurance. There are a lot of people, who in the past few decades, have realized the importance of health insurance. There are different kinds of health insurances you can get. When you are a kid, it is most probably the case that your health insurance is covered by your parents. A lot of people think it is not necessary to put kids on health insurances and they are very much wrong. Children and adults both can become victims to any injury or health problems. That is why it will save you a lot of worry as  well as money when you and your children are already covered by the health insurance. Now, when we are talking about health insurances we have to talk about trauma insurance as well. A lot of people have no idea what a trauma insurance is. Well, a trauma insurance or a trauma cover is what you want to have in the case you are suffering from a very serious injury or a terminal illness like cancer or dialysis and stroke Etc.

There are quite a few insurance companies where you can get the trauma cover for yourself as well as your family. Or you can also get a trauma insurance quote with Insurance Focus and secure yourself and your family in case of an emergency illness or an injury. The trauma insurance will cover your bills if you are diagnosed with a specific serious illness like cancer, or kidney failure, stroke Etc. When you have the trauma insurance covering your bills in such a troubled situation, you can then focus on other things and not worry about the financial side of things. At the Insurance focus, you will be dealt with professionally and the insurance that is best for you will be provided to you. A lot of people who are in this situation and are covered by the trauma insurance know what a great decision they made by buying this insurance. So, be wise and choose an insurance that is best for you as well as your family.

Keeping Your Phone Secure

Keeping your phone secure is getting more important every day. With penetration of mobile technology near universal in Europe and America and apps holding users’ personal and financial information, your phone is now a big target for hackers.

Here are some tips for making sure your phone stays safe and you can keep using it as a central organiser for your life.

Password

Make sure you set a strong password or pin for your phone, and any apps that hold your information. Make sure you base your password on something memorable that can’t be connected to you. Not your birthdate, for example, as hackers can find this information elsewhere. Try using the initials from a favourite phrase or quotation. Shakespeare is difficult to connect to any one person, and you’re unlikely to forget 2BON2TB, as it’s based on one of the most famous lines in literature. You can enable a password in your phone’s Options menu.

Keep Updated

One of the most important things you can do is make sure your operating system is up to date. The iOS and Android development teams are constantly working to keep the software secure, and close loopholes used by hackers and opportunists.

If an update is released, don’t delay downloading it to your phone. Failing to do so leaves you open to security flaws that others are protected from.

If you’re travelling when an update is released and you need additional data to download it, relatives at home can use secure online services to send top up to your phone wherever you are in the world. Use Antivirus Software

All the major Antivirus providers you know from desktop computing also have a mobile presence. Some offer complimentary packages, so if you’re paying for desktop protection you may already be entitled to the same for your phone.

This is especially important on Android, as the Google Play store is less tightly regulated than Apple’s App Store, and more open to programmes hiding Malware that could steal your data.

Mobile security packages offer more than simply screening apps and downloads: some allow you to block calls from nuisance numbers, and also offer anti-theft measures that block or delete your data in the event your phone is stolen to make sure thieves cannot use your phone to access your more personal information or financial accounts.

Following these guidelines should keep your mobile phone secure wherever you are in the world.

The Financial Aspects of Self Storage

Those of you who revise your finances on a regular basis might be aware of the fact that storing items whether at home or in a self storage facility such as storage units Portland has its obvious cost. After all, you cannot expect somebody to store your belongings without paying them for that. Every time you buy something, you need to ask yourself whether you have enough space for it in your home, but if not have you planned already where you are going to store your newly-acquired items. Figuring this out might take you some time, so it is better to be prepared for it in advance in order to avoid any unnecessary complications resulting from bad planning.

From my personal experience I can say that good decisions are those decisions that you took your time to make. Everything that is made in a hurry is rarely a good decision at all.

If your house is getting cluttered, one of the first decisions you will have to make is how to deal with the clutter. You cannot just choose to ignore the situation as the problem is not going to go away especially if you keep buying more and more items. Getting rid of some of the items is one idea, but if you find that you are unsure whether you want to throw something away or not, putting it in a self-storage facility is probably the best decision you will make. That way you will always have access to your items and can bring them home at any moment that you feel is convenient. It can even mean that it can take your years to bring something back home, but at least you will know that nobody is telling you to part with anything unless you choose to do so yourself.

Make sure that you choose a storage unit that is best suited for your needs. Choose exactly what you need and you shouldn’t overpay. It might be advisable to first start with something small and then move to larger units once you discover what your needs are.

How to Cope if You Lose Your Premises

One of the most important things about your business is the front door. Whether you’re a retail operation with customers walking in and out all day, or work primarily remote and online, your address gives people a mental image of your business. The building you work in also defines how you work; sociably, or locked away in a single room; where your stock is stored and how much room you have.

If something happens to endanger your premises, it can upset your entire business. Whether that’s a natural disaster like storms or flooding making the building unusable, or finding yourself unexpectedly turned out by your landlord, it can be one of the most serious challenges you face, and all the worse for happening suddenly. It’s important, therefore, to plan ahead and have contingencies in place in case the worse happens.

Storage

Do some preliminary research about local storage facilities. You won’t have any shortage of choice: if you’re looking for storage London alone has plenty of options in every borough and even small towns have at least one facility on the fringes.

Being ready to move your fittings, stock and supplies into storage means that if you find you have to leave your premises in a hurry, you don’t stand as much risk of losing items you’ve invested in. This reduces the overall loss, and helps you be ready to get back to work at full capacity when you find a new place to work.

Depending on what you do and the facilities on offer, you may be able to continue working to some extent while your business is in storage. If you have an order and delivery aspect to your business for example, you can continue to send out customer orders even while your stock is in private storage, which maintains a flow revenue in this difficult time.

Communication

The key to maintaining your customer base when this kind of disaster strikes is to keep up communication. If you’re able to, put up some signage around your normal premises explaining the problems you’ve run into and your plans to return.

If you have any kind of website or social media presence make sure you’re using it to communicate that you are down but not out. Try to not throw blame around for the situation, even if it appears very clear to you why you’ve lost your building. Maintaining a balanced dialogue with your loyal customers is the key to ensuring they’ll come flooding back through your doors when you can open up again.

6 Things You Absolutely Need for a Driving Road Trip

Road trips can be adventuresome, explorative, and rewarding experiences. However, there are a few preparations and essentials you need when you drive a road trip. Check out the following advice for a smoother, safer adventure.

A Fine-Tuned, Inspected Car

Before you start your road trip, get your car inspected for problems. Pick the best automotive franchise in your area and schedule an appointment for a full work-up. If you have any issues, get those resolved before your trip. Then ask for a final fine tune to ensure you are free of most mechanical dilemmas, such as a leaky transmission or loose battery.

Emergency Safety Precautions in Your Trunk

Perhaps the most important essentials for your road trip, emergency safety gear should be well-stocked and ready in both your trunk and backseat floorboard. This could be a couple of backpacks with non-perishable snacks, a change of clothes, a thermal blanket, flares, a knife or two, a hammer (in case you need to break your car windows from the inside), and bottles of water. Better safe than sorry, as the saying goes.

Sweet Tunes & Awesome Melodies

Time passes quicker and smoother when you have some of your favorite, awesome tunes to keep you company. Road trips can get old quick, especially when you are seated on the highway for hours and hours. You can beat your boredom by belting out sweet melodies from a custom CD or two.

A Companion or Two

Road trips are more fun when you have friends to share them with. Recruit a companion or two for good conversation on the road. This is also an extra safety precaution, as friends can take turns driving and footing the bills for stop-and-go snacks and gas.

A Light Pack of Clothing and Toiletries

Pack light for your road trips. Take a few changes of clothing for every kind of climate, plus a small parcel of travel-friendly toiletries, like soap, shampoo, and deodorant. You can always buy whatever you need whenever you get to where you are going.

Chargers and a Back-Up Cellphone

Don’t neglect to check and double check that you have your phone chargers and a back-up, throw-away cellphone. You need to know that you are able to get ahold of someone in the case of an unexpected emergency.

While these aforementioned essentials are musts for any road trip, you also need an idea of where you are headed. Map out your stops, destinations, and ultimate trip goal to get a better, safer grasp on where you will be at what time. Successful road trips are all about preparation.

Three Ways to Save Money When Renting a Home

Though some people claim that you should always buy your own home instead of renting one, the housing bubble that burst in the 2000s proved that this isn’t always true. When the bubble burst, many people faced foreclosures or filed for bankruptcy because they could no longer afford their home loans. Renting gives you the chance to put money back and improve your credit to buy a home later. You can use different tips to save even more money when renting a home in your city.

Check Costs

Checking costs is just one of the things that you can do. Whether you look for homes for rent in the paper, through word of mouth or with online classified ads, you need to pay attention to the total costs that you need to pay. This includes the first month of rent as well as the security deposit and the last month’s rent that some landlords charge. You can also ask about the average utility costs associated with that property. Many utility companies will provide this information to you upfront, which helps you budget for your monthly expenses.

Get Insurance

Though some people think you can only get insurance when you buy a home, you can also get insurance when you rent one. The total amount you pay depends on the number of belongings you have in your home and the amount of coverage that you need. You can usually get rental insurance for less than you would pay for car insurance. An independent insurance agency Lakeland FL package can help you save too. These agencies can help you bundle all the different policies you have into one package that costs less than you would pay for each one separately.

Ask for Discounts

If you really want to save on the cost of a rental home, don’t be afraid to ask landlords for potential discounts. Many people own properties that need some work and are willing to offer deals to tenants who do the work for them. You can paint the walls, put down new flooring, clean out the trash that previous tenants left behind and do other basic repairs for a discount on your rent. Some landlords also offer rent to own properties that let you do repairs to a home that you will later buy. All these methods help you rent a home and save some money.